Getting a Home Loan Shouldn't Be Hard
Let’s talk on the phone, or meet in person. Give me a call or text my # 801-916-9006 or submit your information online. And I will give you a call for a phone consultation or book an appointment.
Making a Difference
Our philosophy centers on the "customer for life" principle. We prioritize building strong relationships with customers and local real estate professionals. Our main goal is to make the loan process fast, simple, accurate, and affordable, ensuring a seamless experience for our clients.
Let's Talk
Have you been thinking about starting the pre-approval process? Do you have questions about where to start? It's never too early to get started!
Secure and Free: Get ready to move with a licensed loan officer.
Fast Meeting: We won't take much of your time!
Fast Approvals
We understand the need to have a quick response to your requests; it’s our goal to be proactive in getting you through this process as quickly as possible.
Fast and Simple: Our process is fast and simple to finance a property.
Save Money: We have great rates that save you money.
Ryan Hortin
Senior Loan Consultant | 801-916-9006 | NMLS 312703
Utah is a wonderful state to work in real estate as a loan officer and to get to know many clients and Realtors. Ryan started his career as a loan officer in 2003 in Sandy, Utah and has assisted many clients to refinance and purchase a home. Over the years through his customer service and financing solutions he has been able to maintain his career working by referral.
Ryan enjoys his career in the real estate industry working with Realtors and assisting their clients to purchase a home. As an entrepreneur he grows his real estate career through hard work, dedication, and regular communication with clients and Realtor business partnerships.
LOAN OPTIONS
There are several different Loan Options available depending on your needs.
LOAN PROCESS
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PURCHASE LOAN
Before you house hunt, it is important to have a pre approval letter in hand so you can answer this one simple question – “How much house can I afford?”
REFINANCE LOAN
Our mission is to provide the finest service based on the highest standard of ethics, values and customer care.
HOME BUYER'S GUIDE
A comprehensive guide to buying a home.
REFINANCE GUIDE
Is now a good time to refinance your loan?
Get Your mortgage Rate Quote
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
1. Get Pre-Approved
Get pre-approved right online, using our free pre-approval tool.
2. Apply Online
In-house processors double check your paperwork and order an appraisal of your home. An underwriter will confirm that you meet qualification standards.
3. Find Your Dream Loan & Home
With your pre-approval letter in hand, you can start working with a real estate professional to assist you in finding your new home.
4. Win and close
That’s it, you did it! You beat every offer on the house you wanted and can close in as little as 15 days.
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Ryan Hortin is a Licensed Senior Loan Consultant NMLS # 312703 with Company NMLS# 265343
What people are saying about us
Whether you have excellent credit or no credit, we have the programs and product knowledge to guide you to the best possible solution for your financing needs. We are a top producing originator, and always available to answer your questions.
Phong Doan
Ryan is not only the loan agent you need, but he is also the agent you never knew you wanted or thought possible. Extremely proactive, and always thinking ahead Ryan looked after us as if it was his soul bound mission. Ryan redefines what it means to be a professional, and is simply THE TRUTH. Ryan is quick to go above and beyond for his clients, and often times, without their request or knowledge. One can certainly rest assure knowing that Ryan has your best interest in mind and is always working hard behind the scenes. Our time with Ryan has been the most pleasant and stress free experience we've ever had. If your loan agent isn't named Ryan Hortin, then you haven't found the truth!
Daniel Skidmore
Ryan has been an absolute rockstar in helping me and my family find a home. His ability to be astonishingly professional, yet incredibly friendly at the same time is refreshing. Very knowledgeable, and will not hesitate to do a lot of leg work for you. Ryan made my first time home buying experience a breeze, instead of the nightmare I was expecting in todays economy. Look no further, Ryan’s your guy!
Scott Job
Ryan is very proactive and helpful. On multiple occasions during the course of our loan he offered to help with things that saved us time. He sat on the phone for an hour trying to get through to the IRS so we could request a tax transcript. Ryan was always very responsive and quick to return calls emails, etc. I really enjoyed working with Ryan and highly recommend his services to others.
Manuel Herrera
Ryan was able to get us financed when we had lost hope. At first I brushed him off when he called because I was tired of going through so much effort gathering information and paying for credit checks etc... He was pleasant and determined to make it happen and we now live in a comfortable home we can afford. He kept us informed better than I could have expected and knew his stuff to the point where we knew we could trust him to answer all our questions and advise us as we made decisions.
We're here to get you home
We personal relationships and understand that behind every loan stands someone’s home.
Getting a great loan shouldn’t feel like it’s you against the world. We work hard to share our knowledge and find the right home loan for you, so you’re not left out in the dark.
It’s our goal to make home loans and the home buying process as approachable as possible. We make sure that everything stays transparent and consistent throughout your home buying journey, so you don’t have to worry.
The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan. The best way to find out what mortgage is best for your home purchase is to get preapproved. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.
When you’re ready to unlock your full potential—we’re here for you.
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Ryan Hortin is a Licensed Loan Officer NMLS# 312703 with Company NMLS# 265343
We take great joy in helping clients create a strategy specific to their goals. We’ll walk alongside you every step of the way with honest, accurate, SIMPLE and personal service. Every time. We provide top notch service, when you’ve worked with us you’ll feel our values – instead of reading them in an ‘about us’ section. We can’t wait to show you!
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Patriot Home Loans
2596 West 11275 South
South Jordan, UT 84095
NMLS#265343
Disclaimers
All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
© 2025 Patriot Home Loans - All Rights Reserved
Utah NMLS License #265343 For licensing information, go to: www.nmlsconsumeraccess.org
Networking with Us
If you are a realtor, attorney, appraiser, home inspector, or insurance agent contact us to learn more about becoming a referral partner.